What does homeowners insurance protect?
Each home insurance policy is different, but standard policies usually provide:
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Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
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Damage to your personal property due to causes specified in your policy.
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Limited coverage which is available for items like stolen jewelry. Coverage amounts vary depending on your state of residence.
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Additional coverage for valuable items which can be purchased through endorsements to your homeowners policy.
It's Your Palace, Make Sure It's Covered
Home is not just where you lay your head, but also an investment. So be sure to protect it with a homeowners insurance policy. Forrest Evans Insurance can help you get great coverage at great rates through Travelers, Allied, Progressive, Security Pacific, Safeway, Dairyland, Foremost and Bristol West Insurance Agencies.
A word to landlords and landladies: If you own a home and rent it to someone, you need a specific type of homeowners insurance, known as a "dwelling fire" policy.
We're here to save you money!
Here are even more ways to save money. You may qualify for a variety of discounts on your homeowners insurance policy. Do you own any of the following?
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A monitored alarm system
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Deadbolts on your doors
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Smoke detectors in your house
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A sprinkler system
If you answer "YES" to these questions, you may be eligible for a discount on your policy. Protecting your home with safety features like these is smart thinking. Obiously, something you already knew!